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Buy specially marked packages of Starbucks ground coffee in the grocery store. Look on the side for the “one free tall coffee” mark. Now, instead of stopping at Starbucks each day, make your coffee at home and reward yourself with the free in-store coffee when you’ve finished the bag! You’ve saved money and still get your fix.

Feeling really pumped? If you want to take it a step further, take the money you usually spend on in-store drinks each day that you drink coffee at home, and put it in a jar. When you have reached the end of the bag put your money in the bank.

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